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iwocaPay: Pay Later This Christmas

21 September 2026

For many businesses, Christmas is one of the busiest and most important periods of the retail calendar. From ordering packaging and hampers to preparing seasonal displays and building up stock, the run-up to Christmas can also mean a significant increase in upfront costs.

Hamper pictured alongside text explaining how customers can pay now or pay later for their Christmas stock

To help make seasonal purchasing a little more manageable, we offer iwocaPay as a flexible payment option for eligible businesses. It allows you to spread the cost of your Gadsby order over three monthly instalments, helping you manage your cash flow while getting the products you need for the festive season.

Manage Christmas cash flow with iwocaPay

Preparing for Christmas often means placing larger orders than usual, sometimes well before your seasonal sales begin. Being able to spread the cost of these purchases can give your business greater flexibility when managing cash flow during a particularly busy time of year.

With iwocaPay, eligible UK Limited Businesses and LLPs can use Pay Later on Gadsby orders between £150 and £15,000, splitting the total into three monthly payments. You receive your order upfront, while the payments are spread over time.

Whether you're stocking up on hamper baskets and gift packaging, preparing Christmas displays or ordering packaging for your festive products, iwocaPay gives you another way to manage your business purchases.

How iwocaPay works with Gadsby

Using iwocaPay is straightforward, whether you’re ordering through our website or placing an order directly with our team.

Ordering online

Add your products to your basket as usual and select iwocaPay at checkout. You'll then be taken through to iwocaPay to complete the payment process. Once your payment is confirmed, we'll receive the funds and can process your order.

Ordering offline

If you're placing an order with our sales team or paying a proforma invoice, simply let us know that you'd like to use iwocaPay. We'll provide a payment link so you can complete your payment online.

Pay now or pay later

When using iwocaPay, you’ll have the option to choose how you pay.

Pay now allows you to make a fast payment directly from your bank account using Open Banking.

Pay later lets eligible businesses spread the cost of their Gadsby order into three monthly instalments. This can be particularly useful when you’re placing larger Christmas orders and want to manage your spending across the festive period.

New to iwocaPay?

If you’ve used iwocaPay before, you can use your existing account and view your available spending limit when you check out.

If you’re new to iwocaPay, you can apply for a spending limit using a few details about your business. You can also apply when selecting iwocaPay at checkout. The application only takes a few minutes and, according to iwocaPay, applying won’t affect your credit score.

If approved, you can use your available spending limit on eligible orders, subject to applicable terms and conditions.

Get ready for Christmas

The earlier you start preparing for Christmas, the more time you have to plan your stock, packaging and displays. With iwocaPay for business, you can place your Gadsby order now while spreading the cost over the following three months.

From wicker hamper baskets and gift boxes to gift trays, tins and packaging supplies, we have everything you need to prepare for the festive season.

Ready to start planning your Christmas order?

Explore our full range of Christmas hampers and gift packaging or contact our team to discuss your requirements.

iwocaPay is available to eligible UK Limited Businesses and LLPs on Gadsby orders from £150 to £15,000. Terms and conditions apply. All other Gadsby payment methods remain available.